Construction Defect

SC Statute Defining “Occurrence” Upheld

How this affects builders In Harleysville Mutual Insurance Co. v. South Carolina, (opinion 27189, November 21, 2012), the South Carolina Supreme Court left intact a state law that redefines an “occurrence” under a builder’s General Liability policy. The court ruled

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S.C. Workers' Compensation Commision

System Notifies Builders of Lapsed Work Comp

Tracking eases administrative burden A joint program developed by the Home Builders Association of South Carolina and the South Carolina Workers’ Compensation Commission offers an automated system that will notify a general contractor upon midterm lapse of its subcontractor’s Workers’ Compensation

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Occupational Safety Regulations

Job Site Visitors Put Your Business at Risk

Tips for a safe visit As a General Contractor you understand the construction site and the dangers that can be found when building a home. Unfortunately, you and your team of supervisors and subcontractors are not the only people who

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Contractor lawsuit

Can One Insured Sue Another Under General Liability?

A common contractual requirement for a contractor is to remove the cross-liability exclusion under a General Liability policy. This exclusion deals with whether or not one insured can sue another insured. Under older versions of ISO policy forms, such a

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Contractor insurance

General Liability Increase Expected for Construction Firms

A report by Marsh states that the U.S. construction industry should expect rate increases of up to 15% in the commercial General Liability market, due to years of soft market conditions. “This comes against the backdrop of medical cost inflation

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Contractor Workers Compensation Insurance

Why Workers’ Comp Claimants Prefer Attorney Representation

The reasons behind needing the assistance of an attorney The three main reasons injured employees hire an attorney when filing Workers’ Compensation claims is lack of workplace trust, fear of the claim being denied, and the severity of the injury

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Contractor Pollution Insurance

Demand for Contractors Pollution Liability

Smaller firms still not buying The Environmental Protection Agency’s Renovation, Repair and Painting Rule has increased the demand for Contractors Pollution Liability coverage. The RRP Rule addresses lead safe practices on homes, schools, and childcare facilities that were built or worked on

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Defective drywall

A Look Back at Chinese Drywall

Three years after the headlines When the southeastern United States suffered from a shortage of building supplies after several major hurricanes, more than 500 million pounds of drywall came from China to build or repair homes in Florida, Louisiana, and

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General Liability insurance for contractors

Will a Homeowners Policy Cover Injured Contractors?

It all depends on the policy and state law Homeowners will sometimes hire a person to do work at their home, such as housekeeping, painting, landscaping, etc. on a full-time, part-time or one-time basis. If the employee or independent contractor

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Construction defect and general liability

When Contractors Perform Their Own Repairs

Good intentions can cause General Liability problems When our contractor clients turn in General Liability claims for property damage arising from past work, they often want to perform their own repairs because they are already familiar with the job and

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