Can One Insured Sue Another Under General Liability?
A common contractual requirement for a contractor is to remove the cross-liability exclusion under a General Liability policy. This exclusion deals with whether or not one insured can sue another insured. Under older versions of ISO policy forms, such a
General Liability Increase Expected for Construction Firms
A report by Marsh states that the U.S. construction industry should expect rate increases of up to 15% in the commercial General Liability market, due to years of soft market conditions. “This comes against the backdrop of medical cost inflation
Why Workers’ Comp Claimants Prefer Attorney Representation
The reasons behind needing the assistance of an attorney The three main reasons injured employees hire an attorney when filing Workers’ Compensation claims is lack of workplace trust, fear of the claim being denied, and the severity of the injury
Demand for Contractors Pollution Liability
Smaller firms still not buying The Environmental Protection Agency’s Renovation, Repair and Painting Rule has increased the demand for Contractors Pollution Liability coverage. The RRP Rule addresses lead safe practices on homes, schools, and childcare facilities that were built or worked on
A Look Back at Chinese Drywall
Three years after the headlines When the southeastern United States suffered from a shortage of building supplies after several major hurricanes, more than 500 million pounds of drywall came from China to build or repair homes in Florida, Louisiana, and
Will a Homeowners Policy Cover Injured Contractors?
It all depends on the policy and state law Homeowners will sometimes hire a person to do work at their home, such as housekeeping, painting, landscaping, etc. on a full-time, part-time or one-time basis. If the employee or independent contractor
When Contractors Perform Their Own Repairs
Good intentions can cause General Liability problems When our contractor clients turn in General Liability claims for property damage arising from past work, they often want to perform their own repairs because they are already familiar with the job and
Advertising Injury Coverage Gaps Can Affect Non-Media Firms
Cyber Liability insurance is required for intellectual infringement protection The 1986 ISO General Liability policy form provided broad coverage for advertising injury for non-media companies. However, due to recent restrictions on advertising injury coverage under a General Liability policy, many
Use of SpyEye Hacker Software on the Rise
Makes purchase of Cyber Liability insurance a No-brainer The odds are pretty good that a cyber gang will stealthily turn your PC into a bot and use it to carry out all manner of cyber attacks. Security analysts anticipate a
S.C. Supreme Court Rules on Protecting Negligent Contractors
S.C. builders can’t be shielded by LLC status The South Carolina Supreme Court ruled on April 4, 2012 in 16 Jade Street v. R. Design Co., LLC, et al. ruled that a member of a limited liability company, or LLC,
