Non-owned and Hired Auto liability

Non-owned and Hired Auto Liability

Do you really need it? Our home builder clients often ask if they really need to pay $225 a year for Non-owned and Hired Auto Liability coverage. They reason that this coverage is not needed if they don’t have many

Read More »

Contractor general liability

Contractor General Liability in a Bad Economy

Should a contractor let the policy expire to save money? As a result of the recent housing slowdown, some home builders have put a hold on new construction activity.  They often struggle with the decision about whether or not to renew their General

Read More »

S.C. Supreme Court contractor ruling

S.C. Supreme Rules on Work Comp for Illegal Aliens

The South Carolina Supreme Court ruled that illegal immigrants injured on the job are entitled to workers’ compensation benefits The court ruled that allowing Workers’ Compensation benefits for illegal aliens does not violate federal law and not allowing such benefits

Read More »

Contractor Insurance

Consequences of Decreases in Building Activity

Decreases often trigger a rise in losses According to Insurance Journal Magazine, dramatic increases or decreases in residential and commercial building activity growth could trigger a rise in construction defect or Workers’ Compensation claims. States that are noted to be

Read More »


Most Common Sources of Tech Lawsuits

IT professionals such as computer consultants, web designers, programmers, system integrators, etc. face lawsuit risks from their clients and users of their client’s services. The most common sources of tech lawsuits and corresponding insurance policies are outlined below: Bodily Injury

Read More »

Cyber Risk Insurance

High E&O Limits Difficult for Small Tech Accounts

Such requests are often red flag for high risk work We were recently approached by a small tech prospect who requested a $10 million Errors & Omissions Liability limit (also called Professional Liability) to comply with contractual requirements of a project

Read More »

Small business insurance

Online Small Business Insurance Quotes

Small businesses perform most of the professional services within the U.S. economy. As a result, they have the greatest need for Professional Liability (Errors and Omissions Liability) insurance. The major problem with small businesses obtaining small business insurance is affordability.

Read More »