Construction Defect Lawsuits Increasing Nationwide
It’s likely that all contractors will eventually be named in at least one lawsuit Just like everything else, buildings have lifespans. The ancient ruins of Rome and Greece prove that. Regardless of the construction methods or materials, all structures are
2-Factor Authentication for Business Online Account Protection
You go to a lot of trouble to protect the business you worked hard to establish and grow. Maybe you’ve installed an electronic security system, conducted background checks on your employees, employed security guards, or even have guard dogs on
New Employee vs Independent Contractor 6-Point Test
New internet economy requires new test The U.S. Department of Labor has published a 6-part test to help guide employers in classifying workers as independent contractors or employees. The guide is a result of the the shift in demand for
Small Businesses and Employee Theft
Losses to business can be staggering Business owners want to trust their employees, especially those who have been on board for years and have become “part of the family.” The 2015 Hiscox Embezzlement Watchlist revealed that smaller companies suffer the
Dog Bites Leave Scars on Cost of Homeowner Claims
When man’s best friend is a liability If you’ve been considering dog training for the family pooch, now might be the time to enroll – the cost of a class could save you thousands of dollars. Approximately 1,000 people in
Top 5 Small Business Insurance Claims May Surprise You
Is your business susceptible? The most common small business claims are for burglary and theft. The most costly claims, however, are for reputational harm, such as libel, slander, or violating privacy. A report by the Hartford revealed that more than
Insuring against Cyber Risk and Computer Crime
What’s the difference? Because we live and work in a computer-dependent world, every organization is at risk from cyber criminals and needs to take steps to protect critical data. Cyber criminals are adept at finding endless ways of infiltrating computers
Anthem Data Breach Gives Access to Prescription Drugs
Medical insurer and their customers are latest cyber crime victims Anthem, Inc., one of the country’s biggest health insurance companies, is the latest victim of a major data breach by cyber criminals. Anthem confirmed that customer and employee personal information
Construction Defect Defense Strategy
Get insurer’s approval before you settle. Before settling any construction defect claims, contractors are cautioned to first get their General Liability insurer’s approval. Without the insurer’s approval, contractors risk claim denial, which means the insurer won’t reimburse any settlement amount
Architects and Construction Defects
Court rules they’re liable despite unauthorized changes to plans A recent California Supreme Court ruling may result in fewer architects designing residential projects. Earlier this year ,the court ruled in Skidmore, Owings & Merrill, LLP, that the principal architect of
