Cyber Risk insurance

Insuring against Cyber Risk and Computer Crime

What’s the difference? Because we live and work in a computer-dependent world, every organization is at risk from cyber criminals and needs to take steps to protect critical data. Cyber criminals are adept at finding endless ways of infiltrating computers

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Cyber Risk insurance

Anthem Data Breach Gives Access to Prescription Drugs

Medical insurer and their customers are latest cyber crime victims Anthem, Inc., one of the country’s biggest health insurance companies, is the latest victim of a major data breach by cyber criminals. Anthem confirmed that customer and employee personal information

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Construction Defect

Construction Defect Defense Strategy

Get insurer’s approval before you settle. Before settling any construction defect claims, contractors are cautioned to first get their General Liability insurer’s approval. Without the insurer’s approval, contractors risk claim denial, which means the insurer won’t reimburse any settlement amount

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Architectural Insurance

Architects and Construction Defects

Court rules they’re liable despite unauthorized changes to plans A recent California Supreme Court ruling may result in fewer architects designing residential projects. Earlier this year ,the court ruled in Skidmore, Owings & Merrill, LLP, that the principal architect of

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Cyber Risk insurance

8 Tips to Reduce the Risk of a Cyber Attack

Frequent but avoidable mistakes too many organizations make If you or your business haven’t been the victim of a cyber attack, count your blessings, but don’t think you can maintain your immunity forever. Cyber attacks are on the rise because

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Construction defect

The Cost of Concealing Construction Defects

The potential consequences of an attempted defense The high cost and low profit margins of the current home construction market make it tempting for contractors and subcontractors to conceal defects in order to complete work on time and within budget.

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Small business cyber insurance

Small Business Vulnerability to Cyber Attacks

Protection is available and increasingly more affordable There’s been no lack of cyber attacks and data breaches affecting governments and big-name businesses this year. Hacking of SONY, JPMorgan Chase, Home Depot, and eBay might grab the headlines, but hackers are

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Cyber liability insurance

Cyber Liability: Keeping Up with the Times

Criminal advances dictate changes in cyber coverage Digital technology and the Internet offer endless possibilities for doing business. Just when we think we’ve mastered one concept, something new comes along. Sadly, those in the business of cybercrime are always one

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Wearable technology

Wearable technology in the workplace

Taking safety and privacy into account The creative uses for digital technology seem endless with new devices, apps and software popping up all the time. These advances affect every aspect of our lives, both at work and play. This rapid

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Distracted driving

Distracted Drivers and Rising Workers’ Comp Claims

What are your employees doing behind the wheel? Our article “Employee Drivers: A Work-related Risk,”  covered the rise in claims from traffic accidents involving employee drivers. Such accidents are among the leading causes of high-severity Workers’ Compensation injuries.  According to

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