Cyber Risk insurance

8 Tips to Reduce the Risk of a Cyber Attack

Frequent but avoidable mistakes too many organizations make If you or your business haven’t been the victim of a cyber attack, count your blessings, but don’t think you can maintain your immunity forever. Cyber attacks are on the rise because

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Construction defect

The Cost of Concealing Construction Defects

The potential consequences of an attempted defense The high cost and low profit margins of the current home construction market make it tempting for contractors and subcontractors to conceal defects in order to complete work on time and within budget.

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Small business cyber insurance

Small Business Vulnerability to Cyber Attacks

Protection is available and increasingly more affordable There’s been no lack of cyber attacks and data breaches affecting governments and big-name businesses this year. Hacking of SONY, JPMorgan Chase, Home Depot, and eBay might grab the headlines, but hackers are

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Cyber liability insurance

Cyber Liability: Keeping Up with the Times

Criminal advances dictate changes in cyber coverage Digital technology and the Internet offer endless possibilities for doing business. Just when we think we’ve mastered one concept, something new comes along. Sadly, those in the business of cybercrime are always one

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Wearable technology

Wearable technology in the workplace

Taking safety and privacy into account The creative uses for digital technology seem endless with new devices, apps and software popping up all the time. These advances affect every aspect of our lives, both at work and play. This rapid

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Distracted driving

Distracted Drivers and Rising Workers’ Comp Claims

What are your employees doing behind the wheel? Our article “Employee Drivers: A Work-related Risk,”  covered the rise in claims from traffic accidents involving employee drivers. Such accidents are among the leading causes of high-severity Workers’ Compensation injuries.  According to

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Housing market rise

Post-recession Homebuilding Market on the Rise

So what’s the problem? Residential construction is predicted to continue growing over the next five years. As the economy continues to rebound from the 2008 crisis, this rise in building is attributed to low interest rates and demands from consumers

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Small business insurance

Every Small Business Needs Cyber Insurance

Protecting your assets in our digital world We’re all aware of the recent headline-making news stories of data breaches at large companies such as Target, eBay and Michael’s. In fact, many of us of have probably been affected by those

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Certificates of Insurance

Collecting Certificates of Insurance from Subcontractors

Doing so the proper way prevents future headaches Are you collecting certificates of insurance from your subs and then filing them away, never to be seen again?  It’s important to know there is a proper way to go about collecting

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Sadler Insurance

Annual Re-evaluation of Your Insurance Program

Both you and your agent have a responsibility to ensure proper coverage A good insurance agent never wants to hear a client or potential client say “Just duplicate what coverage I already have.” And if the agent does hear those

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