Demand for Contractors Pollution Liability

Contractor Pollution Insurance

Smaller firms still not buying

The Environmental Protection Agency’s Renovation, Repair and Painting Rule has increased the demand for Contractors Pollution Liability coverage. The RRP Rule addresses lead safe practices on homes, schools, and childcare facilities that were built or worked on prior to 1978. A federal law since 2010, the RRP Rule requires renovation companies to be certified and trained in lead safe-work practices.

Governmental risk managers and general contractors are now requiring that their subcontractors carry Commercial Pollution Liability, which is also increasing the demand.

However, many small construction firms are still not buying. Due to the economy, these small companies are more concerned with keeping their business open and obtaining required insurance policies for each specified job site.

Constantly changing environmental regulations leave contractors at risk due to General Liability policies excluding claims from pollution incidents. Contractors Pollution Liability policy is needed for full protection.

Other articles on the EPA’s RRP Rule:

Source: Amy O’Conner, June 13, 2012.
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