Did I Just Hire An Employee or An Independent Contractor?

There are clear guidelines on classifying workers that affect your bottom line Independent contractors and employees are a lot to manage as a small business. Small business owners know one of the largest costs of doing business is people costs.

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Phishing scams

Phishing 101: Don’t Be Fooled by Scam Emails

Businesses and individuals need to be aware of phishing scams Email is arguably the world’s best and worst advance in human communications. The ability to send and receive information with ease and speed results in a love-hate relationship with our

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Automobile insurance

4 Common Mistakes Automobile Accident Victims Make

Decisions made following an accident can have long-term consequences It’s bad enough when you or one of your family members is involved in an auto accident. Getting through the paperwork, dealing with the insurance companies and possibly recovering from injuries

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Construction defect lawsuits

Documentation Can Save You in Construction Defect Lawsuit

Document retention is the key Every week the media publishes at least one news story about construction defect lawsuits, pending construction defect legislation, or changes in current state laws. The most weight in deciding a construction lawsuit is given to

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Discrimination lawsuits

Beware Most Common Types of Discrimination Lawsuits

Businesses must be aware of the most common types of discrimination lawsuits in order to guard against costly discrimination actions which can result in not only significant legal defense costs, but also in large settlements or adverse verdicts.. According to

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Drone and insurance claims

Drone (UAV) Use on Construction Sites

Their benefits in risk management and marketing It didn’t take long for the construction industry to figure out just how helpful drones can be. These unmanned aerial vehicles (UAV) offer financial and safety benefits to both the builder and the

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Construction defect

Construction Defect Lawsuits Increasing Nationwide

It’s likely that all contractors will eventually be named in at least one lawsuit Just like everything else, buildings have lifespans. The ancient ruins of Rome and Greece prove that. Regardless of the construction methods or materials, all structures are

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Small business insurance

New Employee vs Independent Contractor 6-Point Test

New internet economy requires new test The U.S. Department of Labor has published a 6-part test to help guide employers in classifying workers as independent contractors or employees. The guide is a result of the the shift in demand for

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Employee Theft

Small Businesses and Employee Theft

Losses to business can be staggering Business owners want to trust their employees, especially those who have been on board for years and have become “part of the family.”  The 2015 Hiscox Embezzlement Watchlist  revealed that smaller companies suffer the

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Construction Defect

Construction Defect Defense Strategy

Get insurer’s approval before you settle. Before settling any construction defect claims, contractors are cautioned to first get their General Liability insurer’s approval. Without the insurer’s approval, contractors risk claim denial, which means the insurer won’t reimburse any settlement amount

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