Specific Industry Coverages
Environmental
Demand for Contractors Pollution Liability
Smaller firms still not buying The Environmental Protection Agency’s Renovation, Repair and Painting Rule has increased the demand for Contractors Pollution Liability coverage. The RRP Rule addresses lead safe practices on homes, schools, and childcare facilities that were built or worked on
A Look Back at Chinese Drywall
Three years after the headlines When the southeastern United States suffered from a shortage of building supplies after several major hurricanes, more than 500 million pounds of drywall came from China to build or repair homes in Florida, Louisiana, and
Remodelers’ Lead Paint Claims
Why a Contractors Pollution Liability policy may be necessary One of our prior articles explained that it is highly unlikely that a remodeler’s General Liability policy would respond to a lead paint claim. This is due to prevalence of the
Lead Paint Lawsuits Against Remodelers
Are they covered by General Liabiilty? The EPA’s Renovation, Repair, and Painting regulation that went into effect April 22, 2010, created new liabilities for remodelers who fail to comply with work safe practices to eliminate lead paint dust exposure. The details
Remodelers Impacted by EPA’s RRP Rule
New regulation aimed at lead paint protection The EPA rules governing renovation, repair, and painting activities on target housing or child occupied facilities constructed prior to 1978 went into effect on April 22, 2010. This regulation has widespread implications for residential
Homeowners Policy and Chinese Drywall Damage
A federal judge has ruled that a homeowner’s insurance policy does not have to pay for damages caused by faulty Chinese drywall. With Chinese drywall continuing to be a concern for homeowners, the judge’s ruling could affect how thousands of lawsuits by
Chinese Drywall Problems Are Huge
“The property loss from Chinese drywall could exceed every U.S. hurricane except Katrina and Andrew.” The complaints received by the Consumer Products Safety Commission show that the impact of Chinese drywall will be widespread. Between 2004-2006, an estimated 500 million
Drywall Contractors May Defeat Pollution Exclusion
State courts will rule on Chinese drywall lawsuits Contractors who are being sued for Chinese drywall problems may defeat their General Liability carriers’ use of the pollution exclusion to deny their claims. Under the standard General Liability policy, “pollutants” are
