Contractors

Contractor insurance

General Liability Increase Expected for Construction Firms

A report by Marsh states that the U.S. construction industry should expect rate increases of up to 15% in the commercial General Liability market, due to years of soft market conditions. “This comes against the backdrop of medical cost inflation

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Contractor Workers Compensation Insurance

Why Workers’ Comp Claimants Prefer Attorney Representation

The reasons behind needing the assistance of an attorney The three main reasons injured employees hire an attorney when filing Workers’ Compensation claims is lack of workplace trust, fear of the claim being denied, and the severity of the injury

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Contractor Pollution Insurance

Demand for Contractors Pollution Liability

Smaller firms still not buying The Environmental Protection Agency’s Renovation, Repair and Painting Rule has increased the demand for Contractors Pollution Liability coverage. The RRP Rule addresses lead safe practices on homes, schools, and childcare facilities that were built or worked on

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Defective drywall

A Look Back at Chinese Drywall

Three years after the headlines When the southeastern United States suffered from a shortage of building supplies after several major hurricanes, more than 500 million pounds of drywall came from China to build or repair homes in Florida, Louisiana, and

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General Liability insurance for contractors

Will a Homeowners Policy Cover Injured Contractors?

It all depends on the policy and state law Homeowners will sometimes hire a person to do work at their home, such as housekeeping, painting, landscaping, etc. on a full-time, part-time or one-time basis. If the employee or independent contractor

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Construction defect and general liability

When Contractors Perform Their Own Repairs

Good intentions can cause General Liability problems When our contractor clients turn in General Liability claims for property damage arising from past work, they often want to perform their own repairs because they are already familiar with the job and

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Construction Defect

S.C. Supreme Court Rules on Protecting Negligent Contractors

S.C. builders can’t be shielded by LLC status The South Carolina Supreme Court ruled on April 4, 2012 in 16 Jade Street v. R. Design Co., LLC, et al.  ruled that a member of a limited liability company, or LLC,

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Homeowner Warranty and construction defects

Builder’s Duty to Homeowner Warranty

Court rules warranty cannot waive duty to build in workmanlike manner The Ohio Supreme Court ruled that a builder’s duty to construct in a workmanlike manner can’t be waived by the terms of a limited homeowner’s warranty agreement between a

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Cyber Risk insurance

Your Vendors Must Have Data Breach Controls

Information provided by The Hartford Do your organizations’ policies require vendors and associates to meet the same network security and data protections standards that your own organization follows?  They should, said Michael Dandini, senior vice president of The Hartford’s management

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Workers' Comp insurance

Homeowners Building Their Own Home

Do they need Workers’ Compensation insurance? The answer depends on a number of factors, according to a panel of experts from the Independent Insurance Agents & Brokers Association. Some states exempt homeowners building their own home from the requirement to carry Workers

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