Exclusion – Property Damage to Prior Completed Operations

Property damage exclusion

Exclusion – Property Damage To Prior Completed Operations eliminates all property damage lawsuits arising out of construction jobs that were completed and accepted by the owner or purchased prior to the start of the policy period. Property damage could be to the house itself, its contents or to a neighboring house.

This exclusion can create problems since such excluded property damage would not be covered by prior General Liability policies.