Draftsman Insurance

Whether you’re a civil, aeronautical, mechanical, architectural, pipeline, or electrical draftsman, you need protection from claims that could bankrupt your business. We offer custom Draftsman Insurance tailored for the industry, including General Liability, Professional Liability, Business Auto, Property, Worker’s Compensation and more.

General Liability Insurance for Draftsmen 

 General Liability covers claims filed by third parties alleging you or one of your employees caused them either bodily harm or property damage. These could be clients, vendors or visitors to your office. For instance, if a courier delivering documents to your office should fall down the stairs in your office, you could be liable for any injuries and lost wages.

Professional Liability Insurance for Drafters

 Professional Liability is also known as Errors & Omissions and covers errors made by draftsmen or their employees that can result in expensive lawsuits. The risk is fairly high for draftsmen since a mistake or negligence on your part should cause someone to experience a serious financial loss. Sometimes such allegations are not warranted, but defending against such claims can be extremely expensive and actually bankrupt you.

Workers’ Compensation Insurance for Draftsmen

Most states require all businesses to carry Workers’ Comp. Employees can hurt themselves in any number of ways on the job, though the most common incidents are caused by tripping and lifting heavy objects which can result in serious injuries that require medial attention and even cause the worker to be off the job for an extended period of time.

Property Insurance for Draftsmen 

If you own or rent office space, your property risks are typically from severe weather such as hail or lightning, fire, faulty electrical wiring or plumbing, and vandalism. Property Insurance covers the cost of repairs and/or replacement of damaged property, including equipment, client files and plans, and signage.

Crime Insurance for Drafters 

Employee dishonesty and embezzlement will be the main crime risks for draftsmen. Whether money or property is stolen from your business or a client, Crime Insurance covers the loss.

Business Auto Insurance for Dental Laboratories

Auto accident liability is a concern of workers drive to conduct business such as delivering plans, attending meetings, or running office errands. Business Auto Insurance covers company-owned vehicles, but can also cover non-owned or rented autos. For instance, a worker may drive documents to a client in a personal vehicle. If that employee hits another car en route and cause injuries to the other driver and/or damages to that car, his or her personal Personal Auto policy should respond. However, if they don’t have coverage or if the limits are not enough, your Business Auto policy will protect your business if you carry Non-owned Auto Liability.