Media duplication companies make copies of audio, video and data CDs, DVDs and other forms of media and may make duplicate copies of audio or video using the same format. We offer custom-tailored Media Duplication Service Insurance, including General Liability, Property, Crime, Business Auto, Workman’s Comp, and more.
This is the most important policy to have because it offers three main coverages: premises liability, completed operations and product liability. Premises liability is coverage for accidents that occur on your premises, such as a customer getting injured from tripping over an object or falling down a staircase. Completed operations is for services you provide, which is very important in your line of business. Product liability covers damages from any products you sell that cause property damage or personal injury to someone.
Employees need protection from injuries while on the job, which could include electrical shocks from the use of the media equipment and repetitive motion injuries, among others. The overall workers’ compensation exposures for media duplicators should be minimal.
A Business Auto policy covers owned, non-owned, and hired autos. If pick-up and delivery of media duplication supplies is a service you offer, you need a Business Auto policy. The wider the radius of operations, the greater the risk of liability. Business auto covers bodily injury and property damage if you get into an accident, for you and other cars involved. We offer optional coverage for theft or vandalism. So if you use a vehicle for company business and errands and equipment is stolen from your car, that may be covered by the policy.
Your business property and equipment are the most significant components of the day-to-day running of your business. Unfortunately, any number of unexpected events could disrupt your operations, such as a natural disaster, extreme weather, fire or theft. If something along these lines occurs, business property insurance steps in so repairs can be made and damaged or missing equipment can be purchased.
Few business owners realize how frequently losses resulting from employee embezzlement of bank accounts, cash, or equipment occur. Outsiders may also steal money or property from your place of business.