Specific Industry Coverages
Small Commerical
Tips to Avoid Business Slander/Libel Lawsuits and Liability Coverage
How words actually can hurt you… in the pocket. I often get quizzical looks from small business owners when I mention the importance of Personal and Advertising Injury coverage in a General Liability policy. They don’t realize they may be
Why Organizations Hide Sexual Abuse Incidents
What drives organizations to conceal the such vile behavior? The news of yet another sex abuse scandal in the Catholic church sparked fresh outrage. The abuse itself is enough to make your blood boil. But it boggles the mind knowing so
Gun-carrying teachers: Workers’ Comp carriers OK, so far
Weapons and tactical training are key Workers’ compensation implications come into play when contemplating the practice of arming teachers to respond to the threat of a school shooting. Workplace safety is also an issue. But, for now, the insurance industry
9 Reasons Why You Must Purchase Cyber Insurance Now
Risks that aren’t on the radar of many small business owners, but should be. We put out a lot of information on cyber crime and the need for Cyber Insurance. We do it because it’s the world’s fastest growing crime
Cyber Thugs Available for Hire: Protect Yourself
Revenge is the new cyber risk True crime aficionados, there’s a whole new subgenre out there for you: hackers for hire. Yes, you can hire a cyber thug to to wreak havoc on your enemies, be they corporate or personal.
Phishing 101: Don’t Be Fooled by Scam Emails
Businesses and individuals need to be aware of phishing scams Email is arguably the world’s best and worst advance in human communications. The ability to send and receive information with ease and speed results in a love-hate relationship with our
Active Shooters and Businesses: Risk Management and Insurance
Training and risk management are key in the event of an incident In the wake of the Las Vegas shooting incident, special events coordinators are stepping up their risk management protocols. Such violence represents the potential for personnel and property
Is a Flood of Sexual Harassment Litigation About to Hit Small Business?
Allegations will soon surface in businesses of every size in every industry No industry is immune from the types of sexual harassment complaints currently piling up against entertainment celebrities and political figures. It’s quite clear that women in the workforce
Exercise Ball Seating and Standing Desks Falling Out of Favor
Keeping employees physically comfortable at work Do your employees spend long periods of time standing or sitting? Maybe your work environment is pretty hip and encourages casual seating, standing desks, and the occasional power nap? Whatever the case, it’s important
6 Must-have Insurance Policies Needed to Protect Your Small Business
The policies you need and why you need them Business Owners Policy Every business is susceptible to damage, loss and lawsuits, any of which can cost you dearly. A BOP policy includes General Liability and Property insurance. Without protection, just
