Specific Industry Coverages
Small Commerical
2021: Employment Practices Liability Insurance Rates Climb
Racial discrimination, gender equity, me too, BLM, and COVID are drivers 2020 trends continue to reflect a new level of hysteria in the employment practices liability insurance (EPLI) market for employers from various factors. From racial discrimination to gender inequality,
2019’s Top Outrageous Lawsuits
Another year of lawsuits and outrageous claims Every new year brings its surprises and this year was no exception. At the end of every calendar year, The Chamber Institute for Legal Reform releases a list of the year’s most outrageous
Fear of armed intruders in houses of worship
Steps you can take toward lowering the risk of such an event We addressed the topic of armed intruders in businesses and in schools in previous blog posts. Unfortunately, today we’ll be looking at shootings that take place in churches,
Tips to Avoid Business Slander/Libel Lawsuits and Liability Coverage
How words actually can hurt you… in the pocket. I often get quizzical looks from small business owners when I mention the importance of Personal and Advertising Injury coverage in a General Liability policy. They don’t realize they may be
Why Organizations Hide Sexual Abuse Incidents
What drives organizations to conceal the such vile behavior? The news of yet another sex abuse scandal in the Catholic church sparked fresh outrage. The abuse itself is enough to make your blood boil. But it boggles the mind knowing so
Gun-carrying teachers: Workers’ Comp carriers OK, so far
Weapons and tactical training are key Workers’ compensation implications come into play when contemplating the practice of arming teachers to respond to the threat of a school shooting. Workplace safety is also an issue. But, for now, the insurance industry
9 Reasons Why You Must Purchase Cyber Insurance Now
Risks that aren’t on the radar of many small business owners, but should be. We put out a lot of information on cyber crime and the need for Cyber Insurance. We do it because it’s the world’s fastest growing crime
Cyber Thugs Available for Hire: Protect Yourself
Revenge is the new cyber risk True crime aficionados, there’s a whole new subgenre out there for you: hackers for hire. Yes, you can hire a cyber thug to to wreak havoc on your enemies, be they corporate or personal.
Phishing 101: Don’t Be Fooled by Scam Emails
Businesses and individuals need to be aware of phishing scams Email is arguably the world’s best and worst advance in human communications. The ability to send and receive information with ease and speed results in a love-hate relationship with our
Active Shooters and Businesses: Risk Management and Insurance
Training and risk management are key in the event of an incident In the wake of the Las Vegas shooting incident, special events coordinators are stepping up their risk management protocols. Such violence represents the potential for personnel and property
