Small Commerical

Cyber liability insurance

Why Cyber Criminals Intentionally Target Small Businesses

Risk management controls are essential Cyber attacks on small businesses with less than 250 employees have tripled since 2011, according to The reasons that small businesses are becoming more popular with cyber criminals are simple: Compared to larger businesses, smaller

Read More »

 
Top Hat Chimney Sweep

Sadler Client Profile: Top Hat Sweepers

Chimney Sweep protects your home and it’s value Ron Rust, owner of Top Hat Sweepers has been a Sadler & Co. client for more than 20 years, purchasing General Liability ,Workers’ Compensation and other policies. He has performed chimney sweep

Read More »

 
Business Auto insurance

Top Traffic Ticket Excuses

How they impact commercial Auto Insurance Ignorance may be bliss, but that doesn’t mean it’s going to get you or your staff out of a ticket.  Police officers have heard every excuse in the books, so much so that they

Read More »

 
Contractor Workers Compensation Insurance

Why Workers’ Comp Claimants Prefer Attorney Representation

The reasons behind needing the assistance of an attorney The three main reasons injured employees hire an attorney when filing Workers’ Compensation claims is lack of workplace trust, fear of the claim being denied, and the severity of the injury

Read More »

 
Cyber Liability coverage

Advertising Injury Coverage Gaps Can Affect Non-Media Firms

Cyber Liability insurance is required for intellectual infringement protection The 1986 ISO General Liability policy form provided broad coverage for advertising injury for non-media companies. However, due to recent restrictions on advertising injury coverage under a General Liability policy, many

Read More »

 
Cyber Liability Insurance

Use of SpyEye Hacker Software on the Rise

Makes purchase of Cyber Liability insurance a No-brainer The odds are pretty good that a cyber gang will stealthily turn your PC into a bot and use it to carry out all manner of cyber attacks. Security analysts anticipate a

Read More »

 
Preventing Tech Insurance Claims

6 Security Tips for Preventing Insurance Claims

Security Considerations that Can Prevent Claims Under Professional Liability (Errors & Omissions) and General Liability Insurance 1. Adopt as many of the following security elements as feasible: Security firewall Protocols meeting X.509 standards Routers Secure remote dial-up or access Proxy

Read More »

 
Insurance Questions

Errors and Ommissions Insurance vs. Professional Liability Insurance

Have you ever wondered if Errors and Omission’s insurance is the same as Professional Liability insurance? If so, you’re not alone. In recent years, the terms Errors and Omissions Liability and Professional Liability have been used interchangeably. However, this was

Read More »

 

Importance of Professional Liability Insurance (Errors and Omissions Insurance)

Professional Liability insurance (Errors and Omissions Coverage) is important because it fills a glaring gap in the General Liability policy, which has a professional services exclusion that takes away coverage for lawsuits arising out of the rendering of or failure

Read More »

 
Cyber Risk insurance

Your Vendors Must Have Data Breach Controls

Information provided by The Hartford Do your organizations’ policies require vendors and associates to meet the same network security and data protections standards that your own organization follows?  They should, said Michael Dandini, senior vice president of The Hartford’s management

Read More »