Small Commerical

Auto accident and workers' compensation

Coffee Break Covered Under Workers’ Comp

In the case at hand, a New Jersey plumber was injured in an auto accident while driving to take a coffee break, with the permission of his employer.  He was injured while driving a company vehicle.  The plumber’s appointment was

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Social Media Risks To Businesses

Tips for overcoming social media marketing risks More businesses than not are using Facebook, Twitter, Pinterest, Tumblr and other social media sites for marketing purposes. Doing so involves risks that are often not taken into account. Below are examples of

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Cyber risk insurance

Escalating Need For Cyber Liability Insurance

Small and large companies require protection from data breaches The rise in cyber liability claims is a frequency issue as well as severity. Remedies for data breach now cost $202 per record. More than half of companies with less than

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Deciphering Tech Regulations

Notification Laws, the HITECH Act and Red Flags Rule New regulations are increasing at a rapid rate making it vital for business owners and managers to become familiar with current regulations and compliance dates. State notification laws require businesses to

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Denial of Service Assaults

Cyber attacks on U.S. and South Korean government agencies, companies and institutions have been called the “most aggressive in recent memory.” Attackers use botnets or networks of zombie personal computers that are infected with a virus.  Denial of service comes

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Property insurance

Are Your Laptops Secure?

Laptops are the most common source of data breach Many employees disable the encryption solutions on their laptops, putting their employers at risk for data breaches, according to a study by Absolute Software Corp. and The Ponemon Institute. The study specifies

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Professional liability insurance

Can I Get My Professional Liability Quote Over the Phone?

Yes, but there’s a better way. A frequently asked question we get is “If I give you my information, why can’t you give me my Professional Liability quote over the phone?” The answer is simple: We don’t want to waste your time or

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Cybe risk insurance

Data Floating In Cyberspace

Do you know how much of your organization’s data is sitting in cyberspace? Vital information about your company and your employees is seeping out and probably into the wrong hands. There are laws in place that require companies to notify

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The Need of Cyber Risk Security Breach Insurance

Data Breach Numbers Rise

The latest U.S. Cost of a Data Breach Study indicates a significant increase in not only the out of pocket cost of data breach incidents, but also the cost of lost business created by the turnover of customers due to

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Healthcare benefits

4 Cost-saving Health Care Tips

Ways for companies to save on medical insurance Unfortunately, the cost of health care will only continue to rise in the foreseeable future. With that in mind, I thought I would share with you some ideas I often give employers

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