Risk Mgt/Sm. Comm.

2-factor authorization

2-Factor Authentication for Business Online Account Protection

You go to a lot of trouble to protect the business you worked hard to establish and grow. Maybe you’ve installed an electronic security system, conducted background checks on your employees, employed security guards, or even have guard dogs on

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Employee Theft

Small Businesses and Employee Theft

Losses to business can be staggering Business owners want to trust their employees, especially those who have been on board for years and have become “part of the family.”  The 2015 Hiscox Embezzlement Watchlist  revealed that smaller companies suffer the

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The impact of dog bite claims by homeowners

Dog Bites Leave Scars on Cost of Homeowner Claims

When man’s best friend is a liability If you’ve been considering dog training for the family pooch, now might be the time to enroll – the cost of a class could save you thousands of dollars. Approximately 1,000 people in

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Top 5 Small business insurance claims

Top 5 Small Business Insurance Claims May Surprise You

Is your business susceptible? The most common small business claims are for burglary and theft. The most costly claims, however, are for reputational harm, such as libel, slander, or violating privacy. A report by the Hartford revealed that more than

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Cyber Risk insurance

8 Tips to Reduce the Risk of a Cyber Attack

Frequent but avoidable mistakes too many organizations make If you or your business haven’t been the victim of a cyber attack, count your blessings, but don’t think you can maintain your immunity forever. Cyber attacks are on the rise because

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Crime Insurance

Increased Need for Crime Insurance for Small Businesses

Diligence is the key to preventing losses Since the 2008 economic decline, there has been a sharp rise in crimes by employees and third parties. Fueled by the fear of unemployment, workers are fighting back against their employers. They’re more

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Workplace Safety Policy Includes a Return-to-Work Plan

Safety policies aren’t just about preventing injuries. Preventing injuries on the job site is the goal of any workplace safety policy. But did you know you can also prevent unnecessary costs by developing a return-to-work program in your company’s safety

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Cyber liability insurance

Why Cyber Criminals Intentionally Target Small Businesses

Risk management controls are essential Cyber attacks on small businesses with less than 250 employees have tripled since 2011, according to The reasons that small businesses are becoming more popular with cyber criminals are simple: Compared to larger businesses, smaller

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Preventing Tech Insurance Claims

6 Security Tips for Preventing Insurance Claims

Security Considerations that Can Prevent Claims Under Professional Liability (Errors & Omissions) and General Liability Insurance 1. Adopt as many of the following security elements as feasible: Security firewall Protocols meeting X.509 standards Routers Secure remote dial-up or access Proxy

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Cyber Risk insurance

Your Vendors Must Have Data Breach Controls

Information provided by The Hartford Do your organizations’ policies require vendors and associates to meet the same network security and data protections standards that your own organization follows?  They should, said Michael Dandini, senior vice president of The Hartford’s management

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