Sadler Insurance

Annual Re-evaluation of Your Insurance Program

Both you and your agent have a responsibility to ensure proper coverage A good insurance agent never wants to hear a client or potential client say “Just duplicate what coverage I already have.” And if the agent does hear those

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Crime Insurance

Increased Need for Crime Insurance for Small Businesses

Diligence is the key to preventing losses Since the 2008 economic decline, there has been a sharp rise in crimes by employees and third parties. Fueled by the fear of unemployment, workers are fighting back against their employers. They’re more

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Predicting Risk of Loss from Natural Hazards

Assessment tool can help predict and mitigate losses due to damage There’s no lack of stories in the news about severe weather and other natural phenomena that cause injury and damage to people, businesses and communities. Geography and climate are

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Construction Defects and Mistakes

What should the contractor do? Finding a defect or mistake in completed work poses a dilemma for contractors. There are two choices they can make: Risk liability by ignoring the problem; or Risk destruction of evidence by fixing the problem

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Occupational Safety Regulations

Job Site Visitors Put Your Business at Risk

Tips for a safe visit As a General Contractor you understand the construction site and the dangers that can be found when building a home. Unfortunately, you and your team of supervisors and subcontractors are not the only people who

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Preventing Tech Insurance Claims

6 Security Tips for Preventing Insurance Claims

Security Considerations that Can Prevent Claims Under Professional Liability (Errors & Omissions) and General Liability Insurance 1. Adopt as many of the following security elements as feasible: Security firewall Protocols meeting X.509 standards Routers Secure remote dial-up or access Proxy

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Quality control

4 Quality Control Tips that Can Reduce Claims

Over the past several years we have seen an increasing trend of claims resulting from quality control problems. Below are some tips that will help your Professional Liability Insurance and General Liability Insurance underwriters feel more comfortable with your  risk

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Web Site 101: How To Know If Your Web Site Exposes You To Claims

How to know if your website exposes you to claims Be aware that websites containing a chat room, bulletin board or any other type of interactive exchange that can be viewed by others exposes you to a greater risk of litigation. 

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John M. Sadler - Owner of SADLER and Company, Inc.

Sadler Tech Blog Ranks 14th

Industry recognition as risk management source Sadler Tech Insurance and Risk Management blog is ranked 14th best nationally by Risk Management Masters, an online resource specializing in Insurance Risk Management. We are proud to be recognized as an important source

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Workers' Comp for Builders

Decreasing Workers’ Compensation Premiums

Increasing loss ratios One factor that insurance companies use to underwrite your contractors Workers’ Compensation insurance policy is loss ratio.  Simply put, your loss ratio is the dollar amount of losses divided by premium.  A contractor with a loss of $10,000

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