Technology and Software Service Providers Stretch Summary

Information Technology Liabilities


This is a summary of the Coverages and the Limits of Insurance provided by the Stretch Coverage form SS 40 12, which is included in this policy. No coverage is provided by this summary. Refer to coverage form SS 40 12 to determine the scope of your insurance protection.

Coverage Limit

Accounts Receivable – On/Off­Premises$ 25,000
Back Up of Sewer or Drain Water Damage
Brands and LabelsIncluded
Claim Expenses$ 10,000
Computer Fraud$ 5,000
Computers and Media$ 50,000
Contract Penalty$ 1,000
Debris Removal$ 25,000
Employee Dishonesty (including ERISA)$ 10,000
Fine Arts$ 10,000
Forgery$ 10,000
Laptop Computers – World­Wide Coverage$ 5,000
Newly Acquired or Constructed Property
Business Personal Property
$ 500,000
Off­Premises Utility Services – Direct Damage$ 10,000
Outdoor Property ( $1,000 limit per item)$ 20,000 aggregate
Outdoor SignsIncluded
Pairs or SetsIncluded
Personal Effects$ 25,000
Personal Property of Others$ 10,000
Property at Other Premises$ 10,000
Property Off­Premises$ 25,000
Salespersons’ Samples$ 1,000
Temperature Change$ 10,000
Transit Property in the Care of Carriers for Hire$ 15,000
Valuable Papers and Records – On/Off­Premises$ 25,000
Valuation ChangesIncluded

The following changes apply only if Business Income and Extra Expense are covered under this policy.

Business Income at Newly Acquired Premises$ 500,000
Business Income Extension for Off­Premises Utility Services$ 25,000
Business Income Extension for Web Sites$ 50,000/7 days
Business Income from Dependent Properties$ 25,000
Extended Business Income60 Days
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